India’s export landscape is undergoing significant changes, influenced by the growth of cross-border e-commerce and evolving government policies. As India sets its sights on a projected $900 billion in global exports, the role of digital payment platforms has become increasingly important, enabling small and medium-sized businesses (SMBs) to participate on the world stage. In this interview, Gaurav Shisodia, Vice President of Payoneer India, discusses the latest trends, opportunities, and challenges in India’s cross-border e-commerce market, and highlights how is helping businesses—from established exporters to emerging entrepreneurs in Tier 2 and Tier 3 cities—expand globally with greater ease and confidence.
Q1- How do you see India’s cross-border e-commerce landscape evolving, and what role is Payoneer playing in this transformation?
India’s cross-border e-commerce sector has entered a “Golden Decade” of export-led growth. Led by 온라인카지노 SMBs, the country is on track to become a global hub for goods and service exports. Total goods-and-services exports crossed US$825 billion in 2025, and the Federation of 온라인카지노 Export Organisations projects the figure could reach US$900 billion in FY 26 (). The number of exporting SMBs in India has more than tripled over 4 years from 52,849 in FY 21 to 173,350 in FY 25, reflecting a significant structural shift toward international trade participation (). India's export market is evolving well beyond its traditional IT services reputation. We’re seeing everything from Tiruppur textiles to Surat D2C beauty brands and Bangalore SaaS tools find international demand. Three forces underpin that momentum: consistent policy support, a robust digital-payments stack, and an increasingly thriving SMB ecosystem.
At , we provide the cross-border infrastructure that empowers SMBs to transact globally with confidence. Our goal is to connect small and midsize businesses (SMBs) and entrepreneurs, especially in emerging markets, to the fast-growing digital economy.
Multi-currency collection: 온라인카지노 ecommerce and marketplace sellers can receive payments in 10 major global currencies (USD, EUR, GBP, AUD, CAD, SGD, HKD, JPY, CNY, and AED) via Payoneer’s virtual receiving accounts.
Billing Service: 온라인카지노 sellers can access global payments with payment links and invoicing tools with multiple integrated payment options, including local bank transfers, credit/debit cards, and ACH debit.
Partners and Marketplace Access: 온라인카지노 SMBs have access to hundreds of leading global marketplaces and platforms to support global expansion.
Seamless cashflow: Funds in Payoneer receiving accounts are auto withdrawn directly into 온라인카지노 bank accounts in INR on consistent, reliable timelines.
Payoneer processed US$80 billion in global payment volume across 190+ countries and territories in 2024 (). This scale translates into competitive FX rates and faster settlement for our customers.
Q2- With global demand for 온라인카지노 products rising, what categories or seller segments are seeing the most traction internationally?
Global demand for 온라인카지노 products is rising sharply, particularly in segments where the country has a traditional and cultural advantage. According to , 온라인카지노 sellers are gaining sustained traction in categories such as home and kitchenware, apparel and textiles, toys, handicrafts, nutritional supplements, and Ayurvedic wellness products. These categories align with international consumer preferences for authenticity, sustainability, and wellness. However, the export opportunity is expanding beyond heritage sectors. India is also seeing rising global interest in electronics, pharmaceuticals, engineering goods, and IT-enabled services, which is further broadening the scope of b2b cross-border opportunities.
The further highlights this shift. 온라인카지노 SMBs selling via global marketplaces such as Amazon, eBay, and Walmart report up to 20% higher year-on-year export growth compared to businesses that operate solely through independent websites. This growth is largely attributed to platform-led advantages like integrated logistics, discoverability, and streamlined customer access.
In addition to established trade routes, 온라인카지노 exporters are making meaningful inroads into high-potential corridors with , the , and Africa, driven by expanding consumer demand. These newer corridors offer e-commerce SMBs an opportunity to diversify risk while tapping into fast-growing economies. This trend illustrates how cross-border success is no longer limited to large-scale manufacturers. Digitally fluent SMBs and micro-exporters are emerging as India’s new global representatives, reshaping how the world sources from India and defining the future of inclusive global trade.
Q3- What are some of the biggest challenges 온라인카지노 e-commerce exporters face when going global, and how can fintech platforms help solve them?
Cross-border e-commerce has opened new doors, and 온라인카지노 sellers continue to face various challenges in scaling globally. Increasing restrictions on low-cost sourcing have increased cost pressures for thousands of 온라인카지노 sellers. The second major challenge is cash flow management. identifies delayed payments, high FX fees, and long receivable cycles as top concerns for exporters. Thirdly, the geopolitical landscape has a substantial impact on trade. Tax and tariff updates around the world impact SMBs’ bottom lines.
A cross-border platform like Payoneer helps address these challenges through its all-in-one financial stack for cross-border SMBs. Sellers can receive payments in 10 major global currencies (USD, EUR, GBP, and many more) at competitive FX rates.
Payoneer enables a single streamlined flow for creating, sending, and managing invoices directly from the Payoneer platform. This eliminates the need for external tools and allows customized invoice creation, Real-time tracking of invoice status, and multiple payment methods, including PayPal, bank transfer, and local bank transfer. We have automated our invoicing tool to help businesses create professional invoices directly from their Payoneer account, complete with a business logo and Tax ID, and send them to clients in just a few clicks. This new capability helps businesses streamline their global payments receivable process, save time on manual work, and get paid faster with a more professional, automated experience.
Q4- Tier 2 and Tier 3 cities are emerging as new export hubs. How is Payoneer enabling small businesses and solopreneurs in these regions?
India’s emerging cities are rapidly scaling as new engines of export growth. According to Amazon’s Global Selling program, over 150,000 온라인카지노 exporters across 200+ cities are already selling to international customers, and many of them are operating from Tier 2 and Tier 3 hubs such as Ludhiana, Surat, Moradabad, and Tiruppur (). This grassroots momentum is further supported by policy initiatives like the Districts as Export Hubs program, led by the Directorate General of Foreign Trade (DGFT). Additionally, the India–UK Free Trade Agreement signed in May 2025 provides tariff-free access for 99% of 온라인카지노 exports to the UK, boosting opportunities for exporters in sectors like textiles, engineering goods, and leather products from non-metro cities ().
Payoneer plays a catalytic role in this transformation by helping SMBs expand globally without requiring local presence in international markets. It acts as a gateway to new markets by giving SMBs access to a global ecosystem of buyers and platforms, from mobile-first onboarding and regional webinars to automated invoicing and payment solutions. Payoneer is built for ease, speed, and compliance. It integrates seamlessly with global marketplace partners like Amazon, eBay, and Walmart, enabling sellers to receive payments in multiple currencies, expand to international markets, and manage and track all transactions through one intuitive dashboard. This support is especially vital for first-generation exporters, who rely on infrastructure that is digital-first, compliant, and dependable.
Q5- How important is regulatory compliance and transparency in building trust for cross-border transactions?
Our regulatory footprint spans global financial hubs, including the US, UK, Hong Kong, Japan, Australia, and Singapore, ensuring robust compliance and security. With offices in 35 countries and support in over 20 languages, we combine global reach with deep local expertise, helping SMBs navigate the complexities of international commerce.
Our Know Your Customer (KYC) and Customer Due Diligence (CDD) processes are managed through a proprietary infrastructure and are supported by dedicated teams, combining automated tools and operational processes with regular audits and reviews to test and monitor for compliance. We have also built a sophisticated risk management infrastructure, leveraging machine learning-based fraud typologies, to address the risks of digital commerce and a global risk management platform to manage the risks of supporting tens of billions of dollars of volume in over 7,000 trade corridors globally for millions of platform participants.
Q6- From your vantage point, what does the next phase of digital commerce look like for 온라인카지노 SMBs?
The next phase of digital commerce in India will be shaped by a unified platform, interoperability, and smarter financial infrastructure, particularly for SMBs. Government-led initiatives like the Open Network for Digital Commerce (ONDC), spearheaded by the Department for Promotion of Industry and Internal Trade (DPIIT), are redefining accessibility by connecting local sellers to broader online marketplaces. Simultaneously, global ecommerce trends point to rising international demand for 온라인카지노-origin goods. As these businesses expand through global marketplaces, they increasingly rely on our global infrastructure to manage international payments seamlessly.
India is also capitalizing on growth corridors beyond the West. The with India is projected to reach $300 billion by 2025, while the India–Middle East–Europe Economic Corridor (IMEC) is set to cut logistics time by 40% and cost by 30%, creating faster trade lanes into high-demand markets (. This is where Payoneer plays a key role. We provide a one-stop platform (all-in-one financial stack) that enables 온라인카지노 SMBs to transact, do business, and grow across borders with ease, reliability, and confidence. As 온라인카지노 SMBs evolve into global-first brands, Payoneer enables seamless global transactions, so they can focus on growth, not red tape.
